A Wynwood Grand unit is bought under construction, so the price is paid in stages that track certified building progress rather than in one sum at the start. This calculator models the whole sequence: the loan-to-value tier and downpayment, the CPF Housing Grant applied as an offset, the stamp duty for your buyer profile, and the monthly instalment at every stage as the bank disburses the loan progressively. The staging itself is explained on the payment scheme page.
Progressive Payment Scheme, stage by stage
Wynwood Grand EC Progressive Payment Calculator
Breakdown of Purchase Price
| Component | % | Amount |
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Stamp Duty & Other Upfront Costs
Loan disbursement and monthly instalment, stage by stage
Swipe sideways to see the full table
| Stage | Drawn this stage (% of price) | Disbursement amount | Description | Est. monthly payment | Est. monthly interest | Est. monthly principal |
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The price shown on load is a round $1,500,000 used purely so the tool returns a working example. It bears no relation to Wynwood Grand, whose price list publishes at launch. How to read this table. The drawn this stage column is what the bank pays the developer at that milestone, not the statutory stage percentage — the two differ early on because the downpayment has already covered the first part of the price. At 75% loan-to-value the 25% downpayment absorbs everything up to the 25% mark, so the first disbursement at the foundation stage is only the 5% above it. Add the whole disbursement column and it sums to the loan, not the price. Instalments are amortised on the cumulative amount drawn over the full term. The minimum cash downpayment is 5% on a first housing loan and 25% on a second or subsequent one; CPF cannot cover it. Stamp duty and legal fees are paid in cash first and may be reimbursed from CPF OA afterwards where the balance allows. Standard schedule under the Housing Developers Rules — the confirmed Wynwood Grand schedule is the one set out in the Sale & Purchase Agreement at launch. Rates per IRAS and MAS, verified September 2026; indicative only, confirm with your bank.
Reading the shape, not just the total
Understanding the Wynwood Grand EC Payment Schedule
The first 20% falls due before the bank draws a cent: 5% cash on the Option, 15% on signing the Sale & Purchase Agreement. Only once the downpayment tier your LTV allows has been absorbed does the loan begin to disburse, which is why instalments on a Wynwood Grand EC purchase start small and step up across a build that typically runs three to four years to TOP. The CPF Housing Grant lands in your CPF Ordinary Account rather than as cash, so it offsets the CPF portion of the downpayment instead of reducing what you need in the bank on booking day.
Upgraders see the difference most sharply. Still servicing an HDB loan when you exercise the Option and the LTV ceiling falls from 75% to 45%, roughly doubling the funds required upfront — and the ABSD on a second residential property becomes payable in cash within 14 days, recoverable only later and only if the flat is sold within the IRAS window. Sequencing the sale is the single decision that moves the most money. Size your ceiling first on the affordability calculator, price the duty on the stamp duty calculator, then book an appointment and the team will map this schedule against the launch timeline.
Plan Your Wynwood Grand EC Purchase
The appointed marketing team covers financing, eligibility and the latest pricing for Wynwood Grand EC, and a showflat appointment can be arranged when viewing opens.